Send money between Nigeria & Ghana without the hassle
Move money across borders with transparent exchange rates, clear fees and convenient local payment methods. You always know the rate, the cost and exactly what your recipient receives.
Rate calculator
Quotes are held for 30 seconds. Expired quotes cannot be used to send.
How it works
Three steps, start to finish
No jargon, no crypto knowledge required. Pay locally, your recipient is paid locally.
Enter amount
Tell us how much you want to send and see the rate, fee and payout instantly.
Confirm recipient
Select a saved recipient or add a new bank account or mobile money wallet.
Pay & track
Pay with a local method and track your transfer through to completion.
Nigeria → Ghana
Pay Ghanaian suppliers, agents and partners in cedis. Payouts to Ghanaian bank accounts and mobile money wallets, subject to available payout channels.
- Naira in, cedis out
- Bank & mobile money payouts
- Purpose and invoice references
Ghana → Nigeria
Settle Nigerian invoices in naira from Ghana. Same transparent breakdown, same tracking, reverse direction.
- Cedis in, naira out
- Nigerian bank payouts
- Account name verification
Why Trebo
Transparency first, not slogans
We compete on a clear rate, low total cost, speed and trust — so you always know what you are paying.
Every cost visible
Reference rate, your rate, transfer fee, total charged and payout amount — before you confirm.
Rate lock
Quotes are held for 30 seconds with a live countdown. Expired quotes can never be used.
Local rails
Payment and payout options are discovered from our payment infrastructure partner, not hardcoded.
Auditable by design
Every transfer is recorded in a double-entry ledger with a full status timeline.
Pricing
One percentage, shown before you pay
Platform fees are configured centrally and displayed in every quote. Payout partner costs vary by country and payment method, so they are always retrieved live rather than assumed.
Nigeria → Ghana
Percentage-based platform fee applied to the amount you send, with the exact figure shown in your quote.
Ghana → Nigeria
Same structure in reverse. Minimum fees and corridor pricing are configurable by our operations team.
Business accounts
Volume-based pricing for businesses making frequent supplier and invoice payments.
Business payments
Built for traders, importers and exporters
Pay suppliers against invoices, keep references clean and export statements your accountant will accept.
- Saved beneficiaries and supplier records
- Invoice numbers, payment purpose and references on every transfer
- Bank and mobile money payouts where supported
- Business profile with verification-based transfer limits
Security & compliance
Handled like the money it is
Identity verification, configurable limits, transaction PINs, risk checks and full audit trails. Payments are processed through a contracted payment infrastructure provider.
Credentials stay server-side
Provider API keys never touch the browser.
Identity verification
Tiered verification with limits configurable by our compliance team.
Idempotent payments
Duplicate confirmations can never create duplicate transfers.
Live status
Provider webhooks update your transfer status as it progresses.
FAQ
Questions, answered plainly
Know your rate before you send
Create an account, verify your identity and move your first payment across the corridor.
Get started